http://www.sparrproperties.com Walnut Creek Homes for Sale Mon, 17 Jun 2013 22:04:28 +0000 en-US hourly 1 http://wordpress.org/?v=3.5.1 http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-11-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-11-2013/#comments Tue, 11 Jun 2013 22:00:17 +0000 Brian Sparr http://www.sparrproperties.com/?p=2031 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.875%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 4.0%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 4.125%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.75%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 4.375%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.75%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 4.5%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-11-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-4-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-4-2013/#comments Tue, 04 Jun 2013 21:57:15 +0000 Brian Sparr http://www.sparrproperties.com/?p=2029 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.75%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 4.0%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 4.125%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.375%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 4.25%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.5%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 4.125%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-june-4-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-28-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-28-2013/#comments Tue, 28 May 2013 21:55:41 +0000 Brian Sparr http://www.sparrproperties.com/?p=2027 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.5%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.625%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.75%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 4.0%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.875%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-28-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-21-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-21-2013/#comments Tue, 21 May 2013 21:52:30 +0000 Brian Sparr http://www.sparrproperties.com/?p=2025 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.5%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.625%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.75%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 4.0%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.875%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-21-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-14-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-14-2013/#comments Tue, 14 May 2013 21:48:59 +0000 Brian Sparr http://www.sparrproperties.com/?p=2023 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.375%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.5%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.625%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 3.875%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.25%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-14-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-7-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-7-2013/#comments Tue, 07 May 2013 21:10:17 +0000 Brian Sparr http://www.sparrproperties.com/?p=2021 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.25%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.5%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.5%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 3.875%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.75%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-may-7-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-30-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-30-2013/#comments Tue, 30 Apr 2013 21:07:40 +0000 Brian Sparr http://www.sparrproperties.com/?p=2019 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.25%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.375%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.5%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 3.625%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.625%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-30-2013/feed/ 0 http://www.sparrproperties.com/557-rosal-ave-oakland/ http://www.sparrproperties.com/557-rosal-ave-oakland/#comments Wed, 24 Apr 2013 08:29:21 +0000 Brian Sparr http://www.sparrproperties.com/?p=1969 ]]> http://www.sparrproperties.com/557-rosal-ave-oakland/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-23-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-23-2013/#comments Tue, 23 Apr 2013 20:59:37 +0000 Brian Sparr http://www.sparrproperties.com/?p=2016 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.25%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.375%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.5%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 3.75%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.625%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-23-2013/feed/ 0 http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-16-2013/ http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-16-2013/#comments Tue, 16 Apr 2013 20:56:37 +0000 Brian Sparr http://www.sparrproperties.com/?p=2013 The following 7 scenarios are provided every Tuesday by our friends at JVM Lending, one of Walnut Creek’s top mortgage brokerages:

30 Year Fixed Rate CONFORMING Loan at a Cost of One Point

• Interest Rate: 3.25%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount Less than $417,000
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point

• Interest Rate: 3.375%
• Assumptions:
  • 20% Down Payment
  • Credit Score above 740
  • Loan Amount GREATER than $417,000 and LESS THAN $625,500
  • Owner-Occupied
  • Single Family Residence
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point:

• Interest Rate: 3.5%
• Assumptions:
  • 25% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount less than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point:

• Interest Rate: 3.75%
• Assumptions:
  • 35% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 720
  • NOTE: Competitive Investment Property Financing Requires 25% Down
  • APR is Approximately 0.20% higher, depending on specific loan amount

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of NO Points:

• Interest Rate: 3.25%
• Assumptions:
  • 3.5% Down Payment
  • Loan Amount GREATER than $417,000
  • Credit Score above 680
  • APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point:

• Interest Rate: 3.625%
• Assumptions:
  • 20% Down Payment
  • Loan Amount less than $2,000,000
  • Credit Score above 740
  • Call for Quote
  • True “Jumbo Loans” are readily available now for qualified buyers
  • APR is Approximately 0.20% higher, depending on specific loan amount.

]]> http://www.sparrproperties.com/walnut-creek-mortgage-rates-apr-16-2013/feed/ 0