Investor Financing Options

One of the biggest attractions to real estate as an investment is the opportunity for positive leverage.  “Leverage” meaning that you are borrowing money from somewhere else to control the property, and “positive” meaning that you’re making more money than the “leverage” is costing you. With this in mind, what are an investor’s options? At SPARRproperties, one of our first choices for investor loans is JVM Lending, a Walnut Creek based mortgage brokerage.  Here they are explaining some of the most common options and requirements for investor financing: YouTube responded to TubePress with an HTTP 410 – No longer available

Calculating Your Net Proceeds

Regardless of what your situation is, if you’re thinking about selling your home, it’s important to know the financial outcome … you need to calculate your bottom line and figure out what the net proceeds are going to be from the sale.

Should I Manage My Own Investment Property?

As you analyze different properties, you will come across some that only make sense on paper if you handle the tenant placement and management yourself. That’s ok, you just need to decide whether an investment that requires your time is equal to an investment that requires your money.

Everything You Ever Wanted to Know About Property Taxes (and then some)

Nobody likes to pay taxes, but they’re a necessary evil. So, it doesn’t do us any good to bury our heads in the sand and try to ignore them. We might as well understand them and be properly prepared when it comes time to pay.

When Will My Loan Get Funded?

If you’re buying a house today and can’t pay for all of it with cash, you’ll be needing to get a loan. With that, you’ll be adding complexity to the purchase process that takes time … but, just how much time?

Myth: Price-per-Square-Foot ($/sqft) Metric Should Determine Your Offer Price

When it comes to residential real estate, trying to compare two properties based on their price-per-square-foot calculation is a recipe for disaster.

Analyzing Your Investment Opportunity

There are many metrics and indicators that real estate investors can look at while evaluating a property; however, not all are created equally.

Should I Do It Myself? Or Call In A Pro?

YouTube responded to TubePress with an HTTP 410 – No longer available The first piece of property I bought was a condo in Walnut Creek and I completely remodeled it myself.  We’re talking everything – kitchen, bathroom, floors, recessed lighting, crown molding, baseboard – everything.  Now, this probably wouldn’t be a big deal for the contractor and handymen out there, but for me, a guy that barely passed 7th grade wood shop class, it was a pretty big undertaking.  I had no experience going into it.  That Christmas, nearly every one of my presents was either a tool or a how-to book.  And, not knowing any better, I just dove into it.  I would read a couple chapters, grab the closest tools I had […]

Understanding the Impact of Opportunity Cost

YouTube responded to TubePress with an HTTP 410 – No longer available What does opportunity cost mean?  Well, as it’s defined by Investopedia: 1. The cost of an alternative that must be forgone in order to pursue a certain action. Put another way, the benefits you could have received by taking an alternative action. Putting it into real estate terms, it helps in our understanding and analysis of whether you are better off putting 30% down versus 20%.  Or, locking into a 5/1 ARM starting at 3.5% or a 30 yr fixed at 4.25%. When you start to think through and analyze these different scenarios, you quickly see the obvious – one costs more today than the other.  So, the question you are trying […]

Risk Tolerance

Understanding your personal risk tolerance levels is key to being a successful real estate investor and working well together with a real estate agent.

Executing Against a Plan

YouTube responded to TubePress with an HTTP 410 – No longer available Blueprints … Mission … Plan of Action.  Call it what you want, but it’s all referring to the same thing – executing actions as they pertain to achieving a desired outcome.  It is core to my investing belief that every move you make (even if that move is to do nothing at all) must be orchestrated in concert with an overall plan.  And I’m not alone in this belief.  Take the fellas over at the Motley Fool – in one of their Income Investor issues, they led off with the following statement (emphasis added): For the moment, though, ask yourself: Are you living your best financial life, given your circumstances? For many […]

Why Work With the SPARRproperties Group?
Arek P. recommends Walnut Creek Home Buyers Choose Brian Sparr
We easily went through 12 agents before running into Brian. Brian immediately stood out from the pack – he is extremely knowledgeable, smart, and real estate is his passion – which is an important distinction and an absolute necessity for a great agent.
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Jenny K. recommends Concord Home Sellers Choose Brian Sparr
Brian is hard-working, ethical, timely, savvy, confident yet modest, knows the in’s and out’s of the current market, and a really nice guy on top of it all. If you have any doubt, at least meet with him!
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Dennis H. recommends East Bay Real Estate Investors Choose Brian Sparr
I do not think I have worked with anyone in ANY business that demonstrates the kind of dedication, integrity and diligence of Brian Sparr. I would never again work with another realtor and would recommend Brian Sparr to anyone without hesitation.
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Alan M. recommends Out-of-State Real Estate Investors Choose Brian Sparr
Brian’s been an incredible advisor, setting expectations for short sale & foreclosure opportunities, educating me on commercial property financial modeling, and going beyond the number crunching...
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